Tom: Well, I have a passion for music! The first thing I would do if I won a lot of money…er because I haven’t really got a good hi-fi CD player, I’d ‘waste’ some money on an expensive CD player and I’d buy all the CDs I like.

Stella: If I were you, I would pay back all the money I owe and I would never borrow money from people again. Oh, and something else… I can’t afford to buy a bicycle today…so, yes, I think, if I won some money…I… I would buy a bike…

Sara: Well, I think my life wouldn’t change much! I wouldn’t give up my job; I would lend money to friends who are in need; and I would give some of the money to charity…